My Commitment to You

• I will be upfront, transparent and candid with you
• Your interest and needs will always come first
• I will disclose pros/cons, costs and any conflicts of interest 

My Expectations of You

• You will share with me any concerns or questions you have
• You will respond to my communication in a timely manner
• You will heed my advice more than the talking heads on TV

15-minute phone or video call

• Address Your Questions
• Learn About Your Investment Perspectives & Experience
• Review Service Matrix & Costs
• Schedule Discovery Meeting
• Provide Income Distribution Worksheet

60-minute phone or video call

• Review Your Income Distribution in Detail
• Discuss Your Values, Goals & Constraints
• Detail Benefits You Will Receive By Moving Forward With a Plan
• Make Decision Whether to Move Forward - Planning Agreement

2 - 4 week process

• Gather Information for Plan
• Access MoneyGuide Pro
• Identify Your Psychological and Financial Tolerance for Risk
• Analyze Each Category Based on Your Priorities
  • Income and Debt
  • Retirement & Benefits
  •  Investments
  • Unexpected Occurrences
  • Education & Estate

60-minute in person meeting

• Review Entirety of Plan
• Prioritize & Highlight Next Steps Based on Your Goals
  
• Implement Solutions Yourself or With Your Wealth Guardian