The Guardian Process
It Starts With Complete Understanding
My Commitment to You
- I will be upfront, transparent and candid with you
- Your interest and needs will always come first
- I will disclose pros/cons, costs and any conflicts of interest
My Expectations of You
- You will share with me any concerns or questions you have
- You will respond to my communication in a timely manner
- You will heed my advice more than the talking heads on TV
The Four Step GUARDIAN Process
Get to Know
15-minute phone or video call
- Address Your Questions
- Learn About Your Investment Perspectives & Experience
- Review Service Matrix & Costs
- Schedule Discovery Meeting
- Provide Income Distribution Worksheet
Discovery/Organize
60-minute phone or video call
- Review Your Income Distribution in Detail
- Discuss Your Values, Goals & Constraints
- Detail Benefits You Will Receive By Moving Forward With a Plan
- Make Decision Whether to Move Forward - Planning Agreement
Plan Development
2 - 4 week process
- Gather Information for Plan
- Access MoneyGuide Pro
- Identify Your Psychological and Financial Tolerance for Risk
- Analyze Each Category Based on Your Priorities
- Income and Debt
- Retirement & Benefits
- Investments
- Unexpected Occurrences
- Education & Estate
Plan Delivery
60-minute in person meeting
- Review Entirety of Plan
- Prioritize & Highlight Next Steps Based on Your Goals
- Implement Solutions Yourself or With Your Wealth Guardian